Skip to main content

Claim Guide: Fire Damage

After a Fire: Preparing for Your Insurance Claim

If you’ve experienced a house fire or fire damage in your home, knowing what to do next can feel overwhelming. This guide walks you through the key steps to take after a home fire so you can protect your property and move forward with confidence.

Right After the Damage

Secure the Property and Get to Safety

  • If the home is not livable, find a safe place to stay.
  • Keep track of temporary living expenses like hotel stays and meals.
  • Take photos and videos of all damage before making repairs.
  • Create a list of damaged items that may need repair or replacement.
Before You File a Claim

Prevent Further Damage

After documenting the damage:

  • Stop leaks if possible
  • Tarp the roof if needed
  • Board up broken windows

Taking temporary steps can prevent additional damage and delays.

Preparation

Gather and Organize Information

  • Make a Claim Diary – keep a record of who you speak with and when
  • Save business cards from adjusters or contractors
  • Keep all receipts and invoices from any completed work
  • Store photos and documents in one place

Important: Do not throw away damaged items yet.

Start the Claims Process

Contact AB Insurance

Our Claims Advocates can help you understand your next steps and guide you through the claims process if needed.

(757) 645 9379